Crypto Card Program Pricing
Understand the setup, platform, card issuance, and transaction costs involved in launching your own branded crypto card program. Explore the available commercial structure and estimate costs based on your business requirements.
Program overview
$24,999
One-time program setup
$499/mo
Platform subscription
From $8
Virtual card issuance
Physical card issuance
$39/card
Indicative program pricing. Issuer, compliance, manufacturing, and other third-party charges may apply. Final terms are confirmed in a written proposal.
Program investment
Your program budget typically combines initial setup, ongoing platform access, card issuance, transaction activity, and any applicable partner or compliance costs.
Platform shown as $499/mo
One-time setup
$24,999
Covers the agreed software onboarding, platform configuration, and implementation scope defined in your proposal.
Third-party issuing, compliance, and external services are identified separately when not included.
Platform subscription
$499/mo
Ongoing access to the agreed software platform, administrative tools, and support entitlements.
Annual option
$4,999/yr
Twelve monthly payments total $5,988. Annual billing is $4,999 — $989 less than paying monthly for a full year.
Difference shown for comparison only — not presented as a promotional discount guarantee.
Card issuance
Card issuance fees vary by format, personalization requirements, and the approved issuing arrangement. Estimate your card costs before choosing your launch strategy.
Virtual card
$8 / card
Digital issuance for eligible customers.
Physical card
$39 / card
Physical card issuance under an approved program.
Shipping, premium materials, and other third-party fees are confirmed in the active contract.
Transaction fees
Transaction economics matter as your program grows. Review the current indicative fee categories and model their impact on monthly card activity.
| Fee category | Indicative rate |
|---|---|
| 1% | |
| 0% platform fee | |
| 1.5% | |
| 2% |
A platform fee of 0% is distinct from conversion, transfer, network processing, or other partner services. Confirm each rate, billing currency, and pass-through charges in writing.
Cost calculator
Explore how your card volumes and transaction activity affect the indicative cost of operating your program.
Launch (once)
Formula breakdown
Setup $24,999 + issuance (100×8 + 0×39) + monthly USD fees × 12 + platform ($499×12). USDT fees are never added into the USD total.
Capital & settlement
Software fees are only one part of a card program. Depending on your issuer and funding model, you may also need working capital for card spending, settlement obligations, and applicable risk reserves.
Capital made available to meet the program's approved spending and settlement obligations.
The timing between card transactions, clearing, and final settlement affects how much liquidity may be required.
An issuer or program partner may require additional reserves based on risk, expected activity, and commercial arrangements.
Reserve requirements and the responsible fund-holding entity must be confirmed in writing. No minimum prefunding or reserve percentages are stated here.
Commercial scope
Platform and integration items below reflect typical agreed software scope. Partner and operational costs depend on your issuer and markets.
| Item | Status |
|---|---|
| Software setup | Included in agreed scope |
| Agreed white-label configuration | Included in agreed scope |
| Supported APIs | Included in agreed scope |
| Admin access | Included in agreed scope |
| Contracted technical support | Included in agreed scope |
| Issuer onboarding | Partner-dependent |
| KYC / KYB checks | Usage-based |
| Compliance screening | Partner-dependent |
| Card manufacturing | Separately quoted |
| Shipping | Separately quoted |
| FX and conversion | Partner-dependent |
| Dispute and risk costs | Usage-based |
| Required reserves or prefunding | Partner-dependent |
Program sizes
Each scenario loads editable assumptions into the calculator. Adjust volumes to match your plan.
100 virtual cards with limited initial activity.
1,000 virtual + 250 physical, moderate volume.
10,000 virtual + 2,000 physical, larger volume.
Unit economics
A sustainable card business depends on the relationship between customer pricing, program costs, usage, and operating expenses.
Businesses may set eligible customer-facing issuance charges, subject to their program agreement.
Revenue sharing or program-level transaction economics depend on the commercial arrangement.
Some businesses charge customers for premium card plans or account services, where permitted.
KYC, support, fraud, chargebacks, replacement cards, and funding requirements affect net profitability.
Gross contribution / card
$7
Before KYC, support, fraud, funding, and partner fees. Not a promised margin.
Enterprise
Enterprise pricing can depend on issuance volume, target markets, funding structure, integration requirements, and operational responsibilities.
Share your requirements and our team will follow up with a written commercial discussion. No invented volume discount thresholds.
Or continue on the platform pricing deskFAQs
The $24,999 setup fee covers agreed software onboarding, platform configuration, white-label setup within scope, supported API integration, testing assistance, and initial technical handover as defined in your proposal. Issuer, compliance, and other third-party services are listed separately when not included.
Share your expected card volumes, markets, and platform requirements. Our team can help you evaluate the software scope and applicable issuing-partner dependencies.
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