Digital Banking Solution

Overview of Digital Banking solution

Maximize Your Revenues & Opportunities Digital Banking Solution is an iPhone and Android-based app to deliver the ultimate mobile banking solution. It is the only mobile payment solution app that offers fun as well as a social experience. In this application, you can send money to your friends (individual or in a group) at an actual time without any charges. So, it is the best platform to pay your friends with fun across Argentina. For that, you just need to add money to your Digital wallet through your credit/debit card. You can transfer money from your Digital wallet to any bank in Argentina. This app is something that helps the world to go cashless.

Client Requirements

A client from Argentina approached Nadcab Technology to discuss an app idea to help users who face difficulties for cash payments. He wanted a digital payment solution that helps users to make cashless transactions from their mobile-only where digital wallet plays an important role. The main agenda of this group is to defeat cash payment problems. He wanted an app for iPhone and Android platforms to serve the best digital banking solution and gives the power to pay in just one tap. Users can add money in their wallet through any bank credit/debit card and send it to their friends, groups of any social trust. In a nutshell, he wanted a convenient, fast, and secure app that maximize your revenues and opportunities.


An app was designed to serve the digital payment solution. So, it had to be extremely user-friendly and therefore the user interface is created in a way that required minimal accuracy while interaction. App's layout is designed so simply and easily that understood by any user. The size of the interactive elements was outstanding and large enough to avoid unnecessary errors. Along with over-sized interactive parts, we also integrated colors, icons, and fonts that figured a lot of intensity for the user experience from a professional perspective. In simple words, the app allows users to understand all functionalities without wasting a time. So, they can easily navigate apps and collaborate with other users right way.

Interesting Features We Have Implemented

As per our client's needs, we developed an app with the following features.

Registration/Login- Any user allows to register or login through Facebook Implemented Sign Up form with all required details like name, last name, contact number, email, username, password. Add Country Code.

Secure feature -Users allow setting 4 digit pin number at the registration time. And in every payment transaction, users must enter this number to make it complete.

The different color formats on every transaction-When you send a payment requests, the transaction amount displays in red color. When friends receive and accept the payment request, the amount displays in Green color. When someone sends a request for money or any other transaction, It displays in Grey color.

Comment & Like- Users can like or comment on any payment transaction that displays on their feed.

Add Contacts- Users can add any other users of the digital banking app as friends.

Invite Friends on the social platform-This app also allow users to invite other people to join a digital wallet for payment.

Group Creation- You can add your friends to contribute in group transactions and also you can add the total amount as a group admin. The calculation of the amount will be change once any user paid for the group. Once you redeem a group amount, that group will automatically close.

Add Money- Users can add money in their digital wallet through Credit/Debit card. Mercado Pago payment gateway used for money transactions.

Challenges And Our Solution

Payment Gateway-As the client wanted to publish an app for the Argentina province, we need to integrate the Mercado Pago payment gateway. Mercado Pago payment gateway is only available in the Beta version. So, this was a little bit difficult for our developers. Solution: To resolve this issue, our developers created one demo application and implement a payment gateway and also done deep research of the whole functionality to implement SDK. After completing all this research, they successfully integrate the Mercado Pago payment gateway as per the client's requirement.

Scan Card -App has one great functionality that, you can pay by scanning your credit card. When you scan your credit card, your card details will be automatically scanned. So, you do not need to fill it manually. This is totally different library and actually, this was tough to do within time.

Group Transaction Details- Management of group transactions was one of the biggest challenges faced by our developers. To manage group members' details for paid and remaining the amount and then display dynamic amount was the toughest part.

 Slider Menu - The client wanted to add a slider menu in the application that makes easy navigation for users. If you swipe right on payment transaction, it will be deleted and if you want to share it, then just swipe left. To manage the same type scrolling on a single page is a little bit difficult for our developers because page slider is already available in iOS.

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